Buy Lokyl is a regional program that connects Kentucky Credit Union members to locally-owned businesses in the community. Members are encouraged and rewarded to not only shop local, but to spend local by using their Credit Union’s debit card for purchases.

This unique program, brought to you by the Kentucky Credit Union League, benefits local business owners, local Credit Unions and Credit Union members.

How it Works

Participating locally-owned businesses throughout Kentucky are listed by category. Participating Credit Unions commit to reimbursing select, random transactions when members use their debit card to patronize participating stores, restaurants, service providers, and other businesses.*

How to Participate

Listing your business on the Buy Lokyl site is a free courtesy for you! Any business with local ownership in Kentucky is eligible to participate. This includes franchisees of national chains.

You may even offer an incentive or discount to participating Credit Union members. There are no minimum expectations for these special offers, but the more generous the offer, the more appealing it will be to members. These discounts or incentives are only provided to members when they use their participating Credit Union debit card for purchases.

The Kentucky Credit Union League is an association of credit unions operating in the Commonwealth of Kentucky. It is a non-profit corporation owned and controlled by member credit unions through their elected representatives and is solely supported by the dues of its member credit unions. The Kentucky league is one of many such leagues serving credit unions in every state of the United States. 

*All debit card transactions conducted with participating businesses are automatically entered to be randomly selected for reimbursement of up to $25 by the participating Credit Union representing the business’s geographic location. Transactions for less than $25 will be reimbursed at the actual value of the transaction. Winners are selected and reimbursements post in the member’s account the month after the transaction. Winners may not be notified beyond recognition on the credit union’s social media. No purchase necessary. To submit an alternative entry; print your name, address, telephone number and age on a post card or piece of paper and mail it to your participating Credit Union, Attn: Buy Lokyl Marketing Contest.

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